Credit mode that allows the payer to divide a PIX into installments, even without credit card limit, the installment pix will only have the regulation published in the last week of October, the Central Bank (BC) said on Friday (3). Expected to be launched in Septemberthe new tool was postponed.
According to the BC, the first stage of regulation will standardize the definition of the product to improve the user experience. Private credit solutions or payment installment payment linked to a pix, widely offered by financial institutions, may continue to be in force, provided that it does not ferment regulation.
In early December, the BC will detail operating procedures and standardize the user experience, both in hiring the credit operation associated with the payment transaction and in the payment of the operation installments. After publication, there will be a deadline for financial and payment institutions to adapt to the rules established by the BC.
The BC officialized the postponement of the installment Pix and informed the new schedule of regulations at the Pix Forum meeting. Permanent Advisory Committee with about 300 participants in the financial system and civil society, the Pix Forum aims to subsidize the BC in defining the rules and procedures that discipline the functioning of the instant transfers system.
Keys block
The BC also reported that from this Saturday (4) will block the pix keys marked by participating institutions as used for blows and fraud. According to the BC, this is another mechanism to strengthen the safety of the tool.
