Bancolombia registered profits of $6.78 billion in 2022, closed with equity of $39.1 billion and also disbursed $141 billion in loans.
Juan Carlos Mora, president of Grupo Bancolombia said that the organization has 29 million clients in Colombia, Panama, Guatemala and El Salvadorwhich include individuals and companies of all sizes and sectors, and which supported the economy with $141 billion in disbursements.
In this route, “we chose three major paths through which we want to generate a greater impact: strengthening the country’s productive fabric, building sustainable cities, and financial inclusion. That is how we delivered $41 billion to projects with an effect on these three fronts”.
Mora said that there are more than 2.5 million businesses that have seen Bancolombia as an ally for their operation, this includes from independent workers and SMEs to companies and large corporations.
(Read: Three Colombian banks, in the S&P Global Sustainability Yearbook).
He emphasized that $7.2 trillion in credits with climate indicators and commitments were delivered last year and said that although the indicator of Financial inclusion in the country is already at 92.1%, these people only have a savings account and to date 36% have access to credit.
“It is for this reason that we continue to strengthen alternatives such as App A la mano, which is already used by 6.6 million customers. In 2022, it represented the first experience with the financial sector for 243,000 people,” Mora said.
(Read: Colombians abroad moved millions with Bancolombia).
He assured that in the context of input prices and rising interest rates, the entity supports the purchase of VIS housing, in projects financed by Bancolombia, with the strategy called “ceiling rate” in which the new disbursements as of January 1 will have a fixed rate of 14.15% effective per year and additionally, if the credit is subsidized by the National Government, the rate would be almost 10% in the first years and it announced that it will accompany a group of affected clients with current VIS housing loans, to change their amortization system from UVR to pesos and apply the ceiling rate.
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