The fact of not having a banking license, according to the manager, does not mean that they are not regulated, since from the parent company in Spain they must comply with the requirements ordered by the European Central Bank (ECB).
While this is happening, and with a portfolio of 1,000 million pesos, Ainvest sees a great opportunity in the agribusiness and tourism industry, where they already have credits placed. They will also be betting on the financing of sustainability projects.
“We are thinking of prioritizing everything that has to do with sustainability, it is a mandate that our parent company has given us,” added Soto.
The credits that Ainvest will give range from 30 million pesos and are currently operating in Mexico City and Monterrey, although they are already looking to settle in Cancun and Guadalajara. The company’s plan is to provide advice and loans in a personalized way, so its services cannot be compared with those offered by fintech companies.
Soto said that going forward they will seek to grow in an inorganic way, that is, with the purchase of a bank or financial institution, but the final decision will come from the parent company in Spain.
