Summer vacations officially start in Mexico this week and families are getting ready to enjoy their days off, and many of them are leaving their homes for the first time after 28 months of confinement due to the Covid-19 pandemic.
Specialists consider that it is essential to purchase individual or family travel insurance or to review the coverage in case of having a Major Medical Expenses Insurance (SGMM) to deal with any contingency during the holidays.
Most policies (such as those of Axa) establish a series of benefits that make the situation less complicated in the event that the flight or accommodation is cancelled, or there is delay, loss or even theft of luggage. One of the most used benefits is medical assistance, especially internationally, where services are more expensive and have also evolved with protection against Covid-19 and some include repatriation due to death.
Car insurance
If the journey will be made in your own vehicle, it is necessary to have auto insurance, because in the rainy season and the holiday season the risk of road accidents can be considerably increased, according to advisors from GNP Seguros.
According to the UN, “road accidents leave 1.3 million fatalities and 50 million injured each year. Road traffic crashes cost most countries 3% of their GDP. For its part, the Center for Experimentation and Road Safety (CESVI) indicates that in the rainy season road accidents can increase between 15% and 20%, this is due to the fact that vehicle waste such as oil and gasoline, among others, is remain on the asphalt, leaving the surface slippery, as well as the poor visibility that is generated for motorists and driver distractions.
And it is that the rainy season, added to the holiday season that is about to start, considerably increases the risk of a road accident. For this reason, it is essential to take preventive measures that help reduce risks and carry out responsible driving.
According to GNP Seguros, Auto Insurance is an essential tool for protection and financial forecasting, as it provides protection not only for the vehicle and the driver, but also for the other occupants, pedestrians or third parties who could be affected in the event of an accident. mishap through coverage such as Civil Liability.
Reserve Protection
If the vacation is in an accommodation reserved through the Airbnb platform, there is AirCover for guests, which is a broad protection that is included free in each reservation, according to Ángel Terral, director of Airbnb for Mexico.
Ángel Terral explained that the coverage includes, the protection of the reservation, in the event that a Host has to cancel their reservation in the 30 days prior to check-in, Airbnb will help the guest find accommodation with similar or better characteristics, or send you a refund. It also covers alternate check-in, that is if a guest is unable to check-in and the Host is unable to resolve the issue, the Airbnb platform will assist the guest in finding similar or better accommodations for the duration of their original stay, or will send you a refund.
Another aspect that must be taken into account is the fidelity of the advertisement, since if at any time during their stay, the guest realizes that their accommodation does not match what appeared in the advertisement, they will have three days to inform about this situation and the platform will help you find similar or better accommodation, or send you a refund.
He explained that in times of doubt, Airbnb has a 24-hour protection line, so that guests are calm and, additionally, “they have a link with the public emergency services, and they will have priority access to agents specialized in security, whatever time it is.”
The important thing is to enjoy the Summer Vacations but with all the peace of mind, of having certain policies.
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