Every day, Peruvian homes are exposed to multiple risks, from unforeseen events such as a dent in the family car to others of greater magnitude such as fire or theft. Faced with these scenarios that can produce large monetary losses or put the physical integrity of its members at risk, prevention will be key.
In this sense, insurance is a financial product designed so that, through a monthly payment, large expenses can be met in the event of an unforeseen event. In this way, families can financially face unexpected situations without affecting their economic stability or using their savings funds.
Mapfre shares a list of the insurances that are of vital importance to take care of those you love most.
- Alarm system. Crime puts Peruvian homes at risk and having an alarm can deter outsiders from trying to enter a home Today, thanks to technology, you can see in real time what is happening in the home 24 hours a day through of mobile applications linked to monitoring systems that allow monitoring the door and entrance areas of the home. In addition, this insurance not only covers vandalism, but also fires, accidental deaths and other types of events.
- Home insurance. This insurance provides protection and support in case of accidents, theft and among other emergencies that may occur at home. There are various plans according to the needs of each family. The most complete plan can protect its members from material damage caused by fire, assaults within the home, personal accidents and, in addition to that, it also provides the alarm and monitoring service system.
- Vehicle insurance for the car. The family car is the vehicle that allows all the members of a household to be transported safely and quickly. For this reason, it is important to protect it from theft or possible eventualities that may affect its performance, such as shocks or dents. With vehicle insurance, taking a walk with the family without worries is possible.
- Health insurance. The pandemic has shown that, in addition to leading a healthy lifestyle, it is important to be protected against diseases. For this reason, taking out family health insurance is necessary. In this way, you can take care of yourself and your loved ones, and receive medical attention when an emergency is required or occurs. Remember that prevention is the best way to take care of yourself.
- University fund insurance. Education is important for the development of family members; however, it can add large outlays to the family budget, especially if it is a college pension. University funds allow families to anticipate and start allocating a certain amount to ensure the professional future of the little ones.
