The evolution of digitization has allowed us to understand the importance of technology, in the personal, professional and economic. Appropriate financial education improves saving and investment decision-making in a market local and international, and is a fundamental piece to promote stability and monetary well-being in a nation.
This allows you to understand how money works in an increasingly technological world, manage and increase your own capital and be less prone to financial problems. Given this, resorting to strategically designed tools will be the ideal complement to contribute to learning and understanding the behavior of the economy to apply them in day-to-day personal finances.
Acquiring new knowledge and skills to use the best resources to safeguard our economy will allow for proper and responsible use of financial products and services.
Although in the field of regulations we still have a long way to go, some actors in the financial sector have begun to implement small, but significant changes with a view to a solid digitalization that changes the future not only of Peruvians, but also the way of transacting globally and what is expected of it in the future.
Digital adoption has allowed many users to adapt to new market trends. However, there is a group, over 50 years old, that still feels fear and some frustration when using virtual platforms, it is time to create, adapt, and accompany to continue promoting digitalization in this important niche of the population. Above all, of those who live outside the banking system. That is why virtual platforms must work with more intuitive options, with easy access, comfort and speed.
According to the needs of users, financial institutions are adapting. Today in our country there are fully digital banks, they are mostly aimed at SMEs and companies, which on many occasions are not the priorities of the big banks. It is a trend that will continue and will continue for years to come.
The financial capacity and the knowledge that we have of it, must be aware of the new commercial trends that already exist in international markets. Global expansion allows new regions to be explored, and digital transformation has allowed the promotion of international digital payments that will be a boom during 2022.
In conclusion, it has been shown that the digital transformation has contributed significantly to economic reactivation, boosting businesses, and that is that the new market demands have forced businesses to innovate and relearn, inviting them to incorporate virtual tools that improve the experience of Your clients. In this sense, financial education has the great challenge of continuing to adapt according to the new rules required by the digital world.
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