As a collaboration with consumers in the Economy and Finance Week of the Central Bank of the Dominican Republic, National Institute for the Protection of Consumer Rights (Pro Consumer) He participated in a virtual talk on the management of personal finances and the correct use of one’s own resources.
The talk was directed by the collaborator of Pro Consumidor, Fanny Javierwho explained the danger of carrying out inappropriate spending.
Here are some recommendations that Javier shared:
“If you don’t know how to handle yourself in a little, you will collapse in a lot”
«There are people who think: If I will win like you, I would be fine. However, if you don’t know how to handle yourself in a little, you will collapse in a lot. How many times have people received an inheritance or jackpot and after a short time they are in a worse condition », she expressed.
He explained that the lack of financial education It is the main factor that causes many people to waste their resources and get into debt.
He added that, regardless of the income they earn, they must have proper planning and management of the money they have, in addition to its responsible use.
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Properly plan income
Javier mentioned that many people compromise his salary desperately and without planning or methodology.
He recommended that awareness should be raised about priority and essential expenses of each individual.
He indicated that the type of salary must be identified, whether it is a “wizard salary” (which disappears in a short time), a “storm salary” (one that is not sure and can vary), among others.
After such identification, the user must plan regarding his salary. And make your personal transactions based on a personal analysis.
Economy and Finance Week of the Central Bank of the Dominican Republic
The Governor of the Central Bank, Hector Valdez Albizurevealed that this event was attended by several banks and financial entities such as: Dominican League of Savings and Loan Associations, banks Ademi, ADOPEM, Development Bank of Latin America CAF, Banesco, Banfondesa, BHDLeón, Banreservas, Caribe.
As well as, Stock Exchange of the RD, CAPGEFI, General Directorate of Government Accounting, Office of Services and User Protection (ProUsuario), ProConsumidor, among others.
