The DataCrédito Experian risk center said that last year natural persons carried out more than 37 million credit operations, of which women had 53.6% (20 million operations), increasing 37%, and men 46.4% (17 million), with a growth of 35.3%.
(Read: Women continue to access credit in a lower proportion: why).
Natalia Tovar, legal vice president of the firm said that “The number of credit operations led by women reflects their capacity for resilience and the appropriation of managing their finances, this taking into account that even when women continue to have a lower average income than men, the gap has been reduced”.
The study indicates that the credit value of women grows 3 times more by 2021 compared to men in 2020. The average value of credit for women went from $5.1 million to $6.6 million, and for men, it went from $9 million to $9.9 million.
In line with this, Banco Credifinanciera said that it registered a 56.9% participation of women in its portfolio of microcredits during 2021.
(What’s more: Women: the pace of their economic recovery must be accelerated).
The entity presented a growth of 26% between 2020 and 2021 in the number of loans for women in micro, payroll and consumer products, with payment by payroll discount being the preferred by them, with the equivalent of 62% of total loans, followed by consumption and microcredit.
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