Customers of Will Financeira, liquidated by the Central Bank, must maintain debt payments on time and follow official communications, according to expert guidance.
With extrajudicial liquidation, the Central Bank removes the company from the market. After that, it stops operating and applications freeze. A liquidator is then appointed to assess the situation.
The professional will collect the values that Will has, what it has to receive and what it has to pay, and then define how to make the payment to those who have credit with the company.
However, contractual obligations continue to exist. So, if the person has to pay the credit card bill, they must make the payment, explains financial market specialist, André Franco.
“The credit card bill is not forgiven, it is registered in the national financial system. So, non-payment will cause default and you will have your account placed with Serasa and SPC.”
If the person has money in an account or investment, they will have to wait for the liquidator to work, says André. If you are covered by the Credit Guarantee Fund (FGC), the risk is lower.
“The money in the investment account is guaranteed by the FGC up to R$250,000 per CPF or CNPJ. So, this guarantee extends to the current account that you also have there. As for any risk, the main one is the risk of delay by the FGC. Products that are not covered by the FGC, such as debt, financial letters and other things, this may be the investor’s risk. But, if he is guaranteed by the FGC, the risk is very low, the main thing would be the delay in payment.”
Will Financeira, a company linked to Banco Master, had the extrajudicial settlement decreed this Wednesday (21) by the Central Bank. The decision was made after the company failed to make payments due to credit card operator Mastercard.
The report contacted Will Financeira for a position, but has not yet received a response.
