Starting in February, retirees and pensioners of the National Social Security Institute (INSS) who earn more than the minimum wage will have a 3.9% increase. With the correction, the ceiling for Social Security benefits rises to R$8,475.55 in 2026, against R$8,157.40 in 2025.
The variation is equivalent to the National Consumer Price Index (INPC) of 2025, released this Friday (9) by the Brazilian Institute of Geography and Statistics (IBGE). The indicator measures inflation for families with an income of up to five minimum wages.
The 3.9% adjustment will be paid in full to policyholders who already received INSS pensions above one minimum wage on February 1, 2025. Anyone who started receiving the benefit after this date will have an increase proportional to the number of months in which the benefit was paid.
According to the INSS, currently 13.25 million beneficiaries receive above the national minimum. A total of 21.9 million people, around 62.5% of all retirees and pensioners, earn the minimum wage, which rose from R$1,580 to R$1,618.
For those who receive the minimum wage, payment of retirement and pensions with adjustment runs from January 26th to February 6th. The payment of INSS benefits above the minimum with a 3.9% correction runs from February 2nd to 6th. The payment date varies depending on the final number of the benefit card, disregarding the check digit, which appears after the dash.
For another year, retirees and pensioners who earn more than the minimum will not have a real increase (above inflation), receiving the equivalent of the previous year’s INPC. Those who receive the minimum received a real adjustment of 2.5%, according to the policy approved by Congress at the end of 2024, which restricts the real increase to the spending growth ceiling of the fiscal framework.
Table
The 3.9% correction will also affect the INSS table, through which workers in the private sector with a formal contract and in state-owned companies collect monthly contributions to Social Security. The rates and deduction ranges will apply to the following ranges:
| Contribution salary | Aliquot | Portion to be deducted from INSS |
| Up to R$1,621 |
7.5% |
R$ 0.00 |
| From R$ 1,621.01 to R$ 2,902.84 | 9% | R$ 23.66 |
| From R$2,902.85 to R$4,354.27 | 12% | R$ 110.75 |
|
From R$4,354.28 to R$8,475.55 |
14% | R$ 197.83 |
Source: INSS
Consultation
In the coming weeks, INSS will provide a statement with the new retirement and pension values. Information is available on My INSS website and in the application of the same name. The consultation requires a login and password for the Portal Gov.br.
Those who do not have access to the internet can check the price by calling 135. The insured person who calls this number must provide the Individual Taxpayer Registry (CPF) number and confirm some registration data to avoid fraud.
