According to government calculations, the Borrón y Cuenta Nueva Law, which eliminates reports to credit bureaus such as data credit, will benefit up to 10 million Colombians, which also include young people who have some educational credit debt with Icetex . The entity, in compliance with Law 2157, known as “Erasure and New Account” announced several benefits.
You may be interested in: So you can register your children to study programming for free
With this Law, the beneficiaries and joint debtors of educational credit with Icetex who have a negative report and who during the 12 months following the entry into force of this Law are brought up to date with the payment of their overdue fees or extinguish (pay in their full) your credit, they will come out of these reports immediately, which will significantly alleviate your credit life and financial condition.
It is important to indicate that said entry into force takes place once the Law is published in the Official Gazette.
“At Icetex we have deployed various strategies in recent months that have allowed many of our users with difficulties to reach agreements that today have generated benefits for them. With the entry into force of this Law, these benefits have a positive impact, and for them we have all our channels of attention to listen to them and accompany them in their request ”, said the president of the entity, Manuel Acevedo.
With this measure, the elimination of the negative report will be given when the payment made by the user has been received in Icetex. When this happens, the entity registers this news and communicates it immediately to the financial information centers (data banks). With this positive report, said centrals will process it in accordance with their established procedures so that negative information disappears from the system.
You may be interested in: Why does the Ministry of Education owe the salary to thousands of teachers in the country?
Regarding this measure, it is also important to take into account that the beneficiaries who have updated or paid all of their credit before the entry into force of Law 2157, They will be eliminated by the risk center from their negative report once they have been in the data banks for six months from the beginning of said report.
Also, it is necessary to point out that users who at the end of February 2020 had a negative report in the data banks for presenting a default in the payment of their credit and that to date they have not been updated, they keep that report on their record.
