Withdrawals from savings accounts throughout November 2025 exceeded the total deposited by R$2.857 billion. The result is due to the greater number of withdrawals (R$344.6 billion) than deposits (R$342.75 billion). 
Year-to-date, the balance remained negative at R$90.978 billion. From January to November, a total of R$3.84 trillion was deposited into the savings account and R$3.93 trillion was withdrawn.
The numbers were released this Friday (5) by the Central Bank.
Real estate credit
In the case of resources invested from the book in real estate credit (SBPE). deposits in November were R$296.6 billion, while the total withdrawn was R$297.2 billion.
As a result, the balance of this type of investment (SBPE) was reduced by R$519.4 billion in November. In the same month of 2024, withdrawals exceeded deposits by R$1.36 billion.
In the accumulated period from January to December 2025, the balance of savings resources applied for this purpose fell by R$67.46 billion. R$3.30 trillion were deposited and R$3.73 trillion were withdrawn.
Rural credit
The book’s resources invested in rural credit recorded deposits of R$45.14 billion in November. Withdrawals totaled R$47.48 billion – a value that exceeds the total deposited by R$2.33 billion. Year-to-date, withdrawals exceed deposits by R$23.51 billion.
