The bet on stability has been decisive for the sustainability of growth and development finance of the dominican economystates an analysis published by the Central Bank of the Dominican Republic (BCRD), which highlighted that the updating of monetary and financial policies to adapt them to new tools has reflected this.
This has directly influenced the economy to expand from 4.3% during the first decade of 2000, to 4.0% since 2010, with expectations that remains between 4.0% and 5.0% by 2026.
Thus, the gross domestic product per capita reached $11,541 in 2024, double the $5,680 recorded in 2010 and more than four times the $2,659 at the end of the 1990s, turning the country into an economy of average income according to the World Bank classification.
Policies adopted
Among the policies that have contributed to the growth of the economy is the implementation of the inflation targets in it 2012which marked “a transcendental milestone in terms of policy” that has maintained the stability of prices, it has moderated interest rates, it has reduced exchange fluctuations and it has managed the liquidity of financial intermediaries.
“In effect, inflation—which during the 1990s averaged 14.5% and in the run-up to the 2009 global financial crisis stood at 5.8%—has remained stable around the center of the target range of 4.0% ± 1.0% since 2012located in 4.23% year-on-year to October 2025, within the aforementioned range,” the analysis cited.
In an Open Page article, the BCRD explains that, in terms of financial regulationalso highlights the modernization of monetary and financial regulations to ensure the functioning of the financial system.
In fact, there have been updates to:
- Exchange Regulations (2025)
- Payment System (2025)
- External Audits (2019)
- Microcredits (2018)
- Cyber Security and Information (2018)
- Asset Evaluation (2017), Comprehensive Risk Management (2017), among other measures.
The monetary and financial administration has also advocated the creation of the Macroprudential Policies Committee and Stability financial in the 2017.
Integrated by the BCRD and the Superintendence of Banks (SB), this body has examined the stability of the financial system and the policy measures macroprudential measures necessary to reduce and mitigate the systemic risksdefined as the risk of widespread interruption in the provision of financial services, which may have consequences for the real economy.
Other measures
Added to these are other measures adopted, such as provision programs of liquidity, which have contributed to lower rates and a correct transmission of the monetary policy.
Meanwhile, the measures of financial regulation have strengthened the risk management of financial intermediation entities, which exhibit “a heritage strength considerable” and have contributed to the overall resilience exhibited by the dominican economy.
Proof of this is that their capital levels exceed 6.0% of GDP, supported by a return on equity (ROE) of 21.7% and return on assets (ROA) of 2.6% at the end of September 2025.
He solvency ratio is around 18.4%, according to the latest information available from the Superintendence of Banks.
“The focus on measures of monetary policy and financial in the stability has surrendered the expected results in the economy,” said the BCRD.
Through its department Regulation and Financial Stabilitythe institution analyzed how the recommendations made by the winners of the 2025 Nobel Prize in Economics (Joel Mokyr, Philippe Aghion and Peter Howitt) have been followed, who have demonstrated that economic growth can be sustained when new technologies replace old ones, in a process known as “creative destruction“.
