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October 31, 2025
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Central Bank cuts its monetary policy rate

Central Bank cuts its monetary policy rate

Two days after the US Federal Reserve cut interest rates by another quarter point, leaving them at their lowest level in three years, the Central Bank of the Dominican Republic (BCRD), at their meeting monetary policy October, also reduced its monetary policy interest rate (TPM).

The reduction of BCRD has been 25 basis points, bringing the rate of 5.50 to 5.25% annual. While the rate of the permanent liquidity expansion facility (overnight Repos) drops from 6.00 to 5.75% annually.

Furthermore, the BCRD decided to keep the rate of paid deposits (Overnight) at 4.50% annually, according to a press release.

For this measure, it was taken into account that the international financial conditions continue to become more flexible to the extent that some factors of global uncertainty have dissipated, and that the local inflation would remain within the target range of 4.0% ± 1.0%, according to the institution’s forecasting models.

In a context of low inflationary pressuresthe bank reduced the MPR by 50 basis points cumulatively since September, with the objective of promoting monetary conditions that contribute to boosting domestic demand.

As the transmission mechanism of the monetary policya significant decrease has been observed in the interest rates in relation to its maximums reached in the last year. In fact, the interbank rate short-term was reduced from 14.27% to 6.50% in October (777 basis points), the bank said.

Likewise, the average passive rate weighted multiple banking decreased from 10.34 to 6.40% in October 2025 (394 basis points); while the average active rate weighted fell from 16.09% to 13.98% (211 basis points).

He BCRD highlighted that the dominican economy It has strong fundamentals and a resilient productive sector, which are reflected in a better perception of country risk in relation to the average of Latin America and other emerging economies.

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