Santo Domingo. – He President Luis Abinader The Stability and trust of the National Financial Systemthat today has a stronger regulatory framework, greater user protection and financial inclusion.
At the close of July 2025the Dominican financial system exhibits assets higher than RD $ 4 billion and accumulated growth of 85.6%with a annual growth of 13.2%giving way to a Credit portfolio What happened to RD $ 1.3 billion at RD $ 2.3 billionwith an average annual growth of 12.9%.
All this thanks to the work of the Superintendency of Banks (SB)entity that supervises the financial intermediation entities, exchange, fiduciary and credit societies; in addition to issuing regulations and collaborating in the development of regulations that promote market development and the promotion of Banking.
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Access to Credit and Global Report Findex
He Banks Superintendent, Alejandro Fernándezindicated that the country currently has More than 2.6 million people with access to creditwhat represents 622 thousand additional citizens in the last five yearsthis being a key development and empowerment factor.
According to him Global Findex 2025 Report of the World Bankthe proportion of adults with accounts in financial or mobile institutions increased from 51% in 2021 to 65% in 2024reflecting advances in financial inclusion.
Profitability and solvency
He solvency index of the system reached 18.4% to June 2025exceeding the regulatory minimum of 10% and prepaandemics levels (16.5%), positioning above the regional average (15.6%), which places the Dominican Republic Among the strongest countries in the region.
As to Money and provisionsthe figure remains in 1.94%below the historical average (2.05%).
Regulation
During this management, the Banks Superintendency He has issued 86 regulations oriented to Modernize the regulatory frameworkwith emphasis on the operational efficiency, digitalization and user protection.
Among the most outstanding measures are remote ease for opening and closing financial productsthe Opening Basic Savings Accounts for People and MSMEs Without optimal historyand the Strengthening of the Office of Services and Protection of the User (Prousuario).
User protection and financial inclusion
In terms of defense of financial rights, they have been attended 26,734 claimsof which the 66% was favorable to usersachieving the Rd $ 634 million returnalmost Eight more than in the previous four.
Through the application PROUSSIONALmore than 450 thousand active users They manage consultations, claims, alerts and financial education.
In addition, through the program “Money looking for owner”the SB has returned RD $ 342.6 million more than 2,600 savers of inoperative entities between 1989 and 2001.
Also, digital security campaigns “Check first, protect your data” and “Centinela mission” help Prevent unregulated fraud and financial schemes.
Institutional strength
In the institutional level, the SB advances in a Comprehensive Transformation Plan that covers Governance, technology, processes, infrastructure and development of human talentachieving International certifications In quality management, anti -over, business continuity, information security, compliance and internal audit standards.
Your platform Symbadrecognized at the regional level, Strengthens transparency of the sector through bank market statistics.
Facing 2028the institution is projected as an entity more robust and close to citizenshipcommitted to guaranteeing a broad, equitable and safe access to financial services.
He International Monetary Fund (IMF) congratulated the efforts of the Dominican monetary and financial authorities for strengthen the regulatory framework for the benefit of usershighlighting the Advances in consumer protection and the approval of a New operational risk framework.
World Cerebral Paralysis Day
During The week with the pressthe president also dedicated a few words to commemorate World Cerebral Paralysis Daythat each October 6 In order to promote inclusion and empathy towards people who live with this condition.
For this reason, Abinader invited the director of «Nest for angels», Mónica Unpradelwho stressed that More than 75 countries in the world They celebrate this date and asked the media and society in general to be involved in the promotion and strengthening of social actions in favor of people with cerebral palsy.
A mother present at the event expressed her desire that people with cerebral palsy have the opportunity to fully develop.
