The project aims to stop the over -indebtedness with the Icetex.
The Plenary of the House of Representatives approved in the second debate the ICETEX reform project, which is intended to stop the over -indebtedness, establishes a policy of condonations and defines an accompaniment psychological to young people throughout the process with the institute.
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According to the author and speaker of the articles, the representative Catherine Juvinao, “In its main conception, what it does is eliminate the financial logic of Icetex. The Icetex cannot provide educational credit as if they were lending for a car, as if they were lending for a vacation or for a trip to Europe. They are lending so that students can access universities, which mostly have to be private since there are no quotas in the public university. ”
The text defines a cap to avoid over -indebtedness where a large part of the capital paid by students, ends up to interest no more to debt, which generates that They pay two and three times what they provided them, so it establishes a maximum limit of 1.5 times.
“We are eliminating a figure that is perverse, which is the capitalization of interest. A figure that is prohibited, eye, in another type of credits. That is, that you charge interest on interest on interest. We have students who not only shot their quotas, but when one will see the receipt of a million and a half pesos, it turns out that more or less one million two hundred are at interest, they are only to pay interest and just a chichigua For capital, ”he said.
When he was cataloged as an injustice, within the project a policy of condonations is established, “it is not what seems to the director, the president of the Icetex on duty or what seems to the president on duty, is that this has to be a comprehensive policy”Said Juvinao.
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It also defines a mental health policy, which establishes an accompaniment from the moment they request the credit until the end, this in order to reduce suicidal ideas and anxiety problems that young people face. Now the articles will go to its process in the Senate of the Republic.
Source: Integrated information system
