Retirement of up to 4 AFP UIT: Everything you need to know about schedule 2025

The AFP association has published the official schedule so that affiliates to the private pension system can carry out the withdrawal of up to 4 Tax Tax Units (UIT) From your pension funds for 2025. Then, we explain step by step how this process works and when your application corresponds to you.

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When does the request of applications begin?

The request of applications will begin on October 21, 2025 and will be extended in a staggered way until January 2026, depending on the last digit of your identity document.

The schedule is organized according to the last letter or number of your ID. It is essential that you identify this data to know the dates that correspond to you.

Detailed schedule Finally DNI digit:

If your ID ends in lyrics:

You can register your application from October 21 to November 19, 2025

If your ID ends in 0:

Registration dates: October 22, 23 or 24, or until November 20

If your ID ends in 1:

Registration dates: October 24 or 27, or until November 21

If your ID ends in 2:

Registration dates: October 28 or 29, or until November 24

If your ID ends in 3:

Registration dates: October 30 or 31, or until November 25

If your ID ends in 4:

Registration dates: November 3 or 4, or until November 26

If your ID ends in 5:

Registration dates: November 5 or 6, or until November 27

If your DNI ends at 6:

Registration dates: November 7 or 10, or until November 28

If your ID ends in 7:

Registration dates: November 11 or 12, or until December 1

If your ID ends in 8:

Registration dates: November 13 or 14, or until December 2

If your ID ends in 9:

Registration dates: November 17 or 18, or until December 3

“Free” condition:

If your document has no specific restriction, you can register from December 4, 2025 to January 18, 2026

How much money can I withdraw?

The maximum amount allowed is 4 tax units (UIT). PARA 2025, you must consult the UIT updated value to calculate the exact amount in soles that you can withdraw. This value is established annually by Supreme Decree.

Step by step to make your application

Step 1: Identify your date

Check the last digit or letter of your ID and locate in the schedule the dates that correspond to you for the record.

Step 2: Check your affiliation

You can confirm what AFP you are affiliated by entering the following SBS link: https://servicios.sbs.gob.pe and looking for the option of “AFP Affiliation Conbiliation.”

Step 3: Prepare your documentation

Be sure to have your current ID and access to the digital channels of your AFP (user and password).

Step 4: Make the registration

During the dates that correspond to you, enter the web portal or mobile application of your AFP and follow the retirement application process.

Generally includes:

Login with your user
Selection of the option “Retirement of up to 4 UIT”
Entry of the amount to be removed (to the maximum allowed)
Confirmation of bank data for transfer
Acceptance of terms and conditions
Request

Step 5: Wait confirmation

Once your application is sent, the AFP has a period established by law to process your withdrawal and make the deposit in your bank account. You will receive notifications about the status of your process.

Important recommendations

Do not wait until the last day: although you have a wide range of dates, it is advisable to make your application in advance to avoid congestion in the systems.

Verify your bank account: Make sure your bank account data is updated in your AFP system to avoid delays in the deposit.

Keep backs: save screenshots or vouchers of your application for any eventuality.

Consult your AFP directly: Each administrator can have specific requirements or procedures. Do not hesitate to contact your customer service.

Evaluate your decision: Remember that withdrawing funds from your AFP affects your future pension. Evaluate carefully if you really need to perform this retirement.

Who can access this retirement?

This schedule applies to all affiliates to the private pension system that meets the requirements established by current regulations. Check with your AFP if you have doubts about your eligibility.