In just a couple of years, Kapital It went from being a Fintech to become a Mexican financial group after the recent acquisition of Inter -Business, an institution that was indicated by the US Treasury Department of alleged money laundering, a situation that led her to part with her assets and liabilities. Previously, in 2023, he bought what the Autofin Bank.
In fact, from this Monday, the Intercam Internet site redirects that of Kapital, and social networks already appear with the image of the latter entity.
“Today Kapital is more than a bank, it is a full financial group,” says a video posted on social networks.
In an interview with El Economista, René SaúlCEO and co -founder of Kapital Bank, explained a few days ago that will now be Kapital Financial Groupmade up of the bank, the fund operator and the Bolsa house that recently acquired Intercam.
He points out that the acquisition includes the 60 intercam branches, which now Kapital will add 80, with which they already had autofin and their own.
“Is there any part of the Intercam business that has not been left or is practically everything?”
-No, practically everything.
Today there are 22 financial groups operating in the country. Kapital, will be one of these.
According to René Saúl, the process to try to get Intercam’s businesses, started approximately month and a half ago (just a couple of weeks after the United States Treasury signs), and three other bidders would have participated.
He explained that on the business side, in the transaction he influenced that the two institutions are very focused on small and medium enterprises (SMEs) and corporate.
“They were the Bank of Nearshoring and we in Kapital are consolidating us as the Bank of SMEs,” he said.
He added: “In the legal term, this purchase process was supervised by the Ministry of Finance and Public Credithe Bank of Mexico and the Banking Commission. And we work together with representatives of the United States Department of the Treasury. ”
Gradual Integration Process
In a statement published Monday in the official channels of IntercamKapital stressed that both entities will advance in a process of gradual, transparent and centered integration, with the aim of preserving the continuity of operations.
René Saul 100 million dollars To strengthen the Intercam operation, provide it with greater financial solidity and ensure compliance with its obligations with clients and investors.
Consolidation in companies sector
The director of Kapital, said that now as a financial group, they will continue to consolidate in the sector, not only of small and medium, but with the rest of the companies.
“He Mexico Plan Ask 30% of companies to have access to capital. We have been the only bank really focused on SMEs, that is checked by our industry. So I think we will continue to consolidate, ”he said.
THE GREAT JUMP, IN TWO YEARS
Although Kapital’s origins, according to their co -founder, date back to 2012 when they attended to the agricultural sector, in 2019 they turned a turn and started as Fintech Specialized in business care.
In August 2023 they injected resources at the time Autofin Bankand today this entity is already completely Kapital, in addition to being able to recover it in their financial indicators.
Today, two years after this last transaction, Kapital makes the great leap to becoming a financial group, after the acquisition of Interm, so it will have an important weight within the financial system.
“I think we will be consolidated in a good place in the system,” said René Saul.
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