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August 14, 2025
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Transfers are not accepted

El Gobierno obliga a los dueños de mipymes a usar las pasarelas de pago electrónico

In the issue of rejected transfers and unused salaries there are more than one victim and a single perpetrator.

Havana, Cuba. – A week after charged, the 6,000 pesos of Nancy’s monthly salary, a university professor, are intact on their bank card. They are just $ 15, to change in the street, but at least they would have served to buy some things in the “mipyme” of the corner of his house (which is, by extension of the term, as the Cubans call private markets).

The MSMEmes are the only retail and wholesale shops where, with relative stability, they sell toilet paper (600 pesos the package of four rolls), pork mince that garlic (up to 100 pesos heads) or onion (400 pesos a pound or more than 2000 the ristra) natural.

To buy in most MSMEs and non -state businesses, their owners demand cash payment (and in tickets not less than 20 pesos, preferably 50 upwards), although the ordinances of local governments, the laws of the Ministries of Finance and Prices and Internal Trade, and everything that has implemented with the call “Banking”They force them to use electronic payment catwalks, and not as an option.

The propaganda media of the regime insist on the use of mobile applications such as Transfermóvil and Enzona, with which the customer could save some percent of the price of the product, although only if he used the official roads to carry out the transfers to the fiscal accounts and not to the personal accounts of the head of the business or the seller, that is, scanning the QR code of the option “online payment” view) and not to “transfer effective.”

But everything that the official means disclose apparently is to “beautifully paint” the horrible reality that we live Etecsa and the deteriorated technological infrastructure with which the institutions of the Central Bank of Cuba have – today many intuit that it was only the smoke curtain used by the regime to artificially stop the monstrous inflation that affects the Cuban economy (and incidentally is not worse than they are in the last reports of the ECLAC).

With retaining cash in banks, limiting extractions to ridiculous amounts, freezing the accounts in foreign exchange and, above all, useless wages and pensions, being impossible months ago, and even “march along the right path” in the strategy of “correct distortions.”

The true face of reality is sinister. Today there are thousands of families in Cuba who are not only condemned to die or get sick from chronic shortages but also for the uselessness of their salaries trapped in a card from which it is impossible to extract them.

It is no longer only about the precariousness of the salary and pensions, its low capacity to acquire goods and services with them, or the value value of the national currency against a criminal dollarization – which establishes categories of citizens from the currency that enter regularly – but of the impossibility of using the salary because no one accepts transfers, not even many of the state bus Electronic payments become a ordeal either because of the bad connection, coverage problems, blackouts that last more than 20 hours in the provinces, issues that slow down the services and that bother those who wait in a row for their turn.

Without counting as a negligible element, but perhaps the most important of all, the considerable number of people, especially the elderly, for which to possess any cell phone, even the most basic and “cheap”, is a luxury that are not in a position to occur (with pensions that do not exceed 10 dollars in the month), much less when the voice, messages and data rates have uploaded, or when the police do not absolutely do nothing when they denounce the robbery of a phone (even if they denounce the robbery of a telephone Yes when from that same device someone publishes something in their social networks against the dictatorship).

So that the daily dilemma of many is between eating or connecting; eat or cure; eat or repair the house; eat or dress and wear children; eat or gather to emigrate; Eat every day even if that bad and tasteless little that does not flatten hunger or let them die at once, if the government is slowly killing them.

As well as the dilemma of the vast majority of the owners of “MSMEs” and other truly particular businesses (without plugs with the dictatorship) is between obeying the absurd regulations of the government and accepting transfers, or closing the establishment once they do not give them the account by continuing to function strictly within the “law”, which without doubt is a trap extended by the regime to end everything that can not “control” Its language means: extorting, manipulating and ruining.

Individuals can only be maintained if they manage to enter the amount of cash necessary to buy dollars in the informal market, where no one accepts transfers. So that abide by the law is to be bankrupt, and that the regime knows, and not only that, but uses that strategy, among many others, as blackmail against those entrepreneurs who are annoying.

Thus, in the issue of rejected transfers and unused salaries there are more than one victim and a single perpetrator. Customers and owners of MSMEs (who in the official narrative seem faced) only try to survive, each in their own way and by their means, an abusive and, worse system, aware of what are the objectives, among which will never be to change reality for the common good.

From time to time, to placate the spirits of the complainants and appear that it is not part of the problem, the regime invents actions against the violators of the law. But a couple of hours later, finished the show of inspectors, fines and reports in the press – which barely give the impression that “something” is being done -, the “normality” of inventions and tricks, of the bribes to the bank’s cashier to “sell” effective and large tickets, so that it does not ask too much.

That “struggle” – which is corruption just because it overflows, by reaction, of the other corruption that fattens the coffers of a military mafia – is the true “creative resistance” of a people tired of “resist” before the criminal “creativity” of the “leaders” Cubans.

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