A benefit you can access If you are a state worker, it is a Housing credit; However, to request it and obtain it, the procedure is different from the one done with a private financial institution.
To start, it is important that you know that the institution that is responsible for granting the Housing credits To people who work in the government is the ISSSTE Housing Fund (Fovissste), which offers different financing modalities so that its affiliates can access a decent home.
In order to facilitate the process, he Fovissste has established different channels so that the right holders can initiate their procedure either onlineby telephone or in person.
Depending on the type of credit to request – be it a traditional loan, a second financing or one in special modality – the procedures may vary. Next, the options available to submit the application are detailed, as well as the contact roads and the basic requirements to initiate the process.
1. Traditional credit (in UMA or in pesos)
This type of credit is requested directly online, without the need for raffles or calls. The beneficiaries can enter “my portal Fovissste”At any time of the year and start its procedure continuously. As of 2025, this option is offered both in UMA and pesos, in order to provide greater flexibility to state workers.
2. Credit you build
This credit is intended to finance the acquisition of land and build in it, build on their own field, expand, rehabilitate or finish the dwelling. To request this loan, it is important to enter the call and thus participate in the pilot program.
So far, the pilot program applies to the State of Mexico, Hidalgo and Tlaxcala, in complement to Chiapas, Guerrero and Oaxaca.
3. Fovissste for all
This financing is granted through a banking institution and is complemented by the equivalent of the balance of the Fovissste sub -account. For its procedure, it is necessary to go to the Banorte and BBVA branches, which are the entities that participate in said scheme.
4. Second traditional credit
For those who have already obtained a first credit and wish to access a new one, there is the possibility of processing a second financing. In this case, it is not done by the portal, but it is necessary to obtain a folio via telephone marking the number 800 368 4783 and selecting option six of the menu. In addition, it is important to approach the participating banks of this modality.
5. Face -to -face processing in offices
Another alternative is to go directly to the offices of the Fovissstewhere staff can guide the process. In this case, the applicant must fill out a format and present basic documentation such as the CURP, official identification and proof of address.
Likewise, in authorized financial entities (mainly multiple object financial companies) the pension, conjugal and Fovissste – Infonavit – Individual.
