In addition to banking more micro, small and medium enterprises (MSMEs) of the country, BBVA Mexico seeks to continue with the Digitization of business.
In this sense, it has expanded collection alternatives not only for SMEs, but also for entrepreneurial natural persons.
“Collection at touch”
This Thursday announced the launch of its “collection to the touch” option, which converts any Android cell phone (version 11 or higher) into a Terminal Point of Sale (TPV) that accepts Contactless payments, that is, just bringing the card that has this technology or electronic wallet.
“To take a collection, the client only brings his physical card with NFC or his digital wallet as Apple Pay to the BBVA application, and the transaction is completed in seconds,” said the bank.
Hugo Nájera, general director of Retail Banking of BBVA Mexico, explained that this digital tool, rather than for companies, is intended for entrepreneurial individuals and who are in informality.
The idea is, little by little, to bank this segment and take it to formality.
Esteban García, director of the acquirer of BBVA Mexico, said, on the other hand, that this collection option for natural persons is in its phase two, mainly in small businesses of magical peoples of the country.
However, he stressed that in October it can be used by any bank customer who has an N4 account. The estimate, he said, is to close 2025 with 25,000 active shops with this alternative.
Payments divided into the restaurant account
For formal SMEs, BBVA has also launched three other digital alternatives.
One of these is the “Pyme digital account”, Which allows to open business accounts in less than 20 minutes through the BBVA apps companies.
Similarly, the Bank announced the “Payment in installments” option (different from the months without interest), which allows shops to offer deferred payments from 3 to 18 months in purchases greater than 500 pesos, from the BBVA TPV.
Likewise, he announced the “Division of Accounts” option, which allows trade, also from the bank’s TPV, automate the collection division between groups to make it easy and without entanglements.
These alternatives add to the wide range that BBVA offers its customers, both natural and moral, in terms of digitalization.
Strategy will focus on six lines of action
In this regard, Esteban García mentioned that in the face of the next five years, the bank’s strategy will focus on six lines of action.
These are: alliances with technological platforms such as OpenPay; total digitalization of hiring; Integration of solutions for sectors such as restaurants, hotels and retail; and generation of instant experiences such as self -service and early liquidation.
Similarly, boost new payment methods and own payment rails; and the incorporation of artificial intelligence to efficient processes and accompany customers.
Banking another 100,000 SMEs at the end of the year
Claudia Canto, director of the Bank SME segment said that of the 1.6 million SMEs with financial services in the country (only 29% of the total), just over one million are customers of BBVA Mexico.
He affirmed that at the end of the year, BBVA plans to have banked another 100,000.
He explained that the number of SME clients passed in the bank of 575,000 in 2020 to just over one million as of June 2025, which represented an average annual growth of 14 percent.
