The Brazilians pulled R $ 241 million in forgotten amounts in the financial system in December, announced on Tuesday (11) the Central Bank (BC). Although the money from the Value System receivable (SVR) was transferred to the National Treasury in Octoberwithdrawals can occur through lawsuits, until the Treasury publishes a notice with the new rules for withdrawal.
Regarding the stock of forgotten values, until the end of December, Brazilians had not pulled R $ 9.047 billion in forgotten resources in the financial system. The SVR returned R $ 9.175 billion, out of a total of R $ 18.222 billion made available by financial institutions.
SVR statistics are released with two months of lag, with the updating of new sources of forgotten values in the financial system. If the funds are not required in the next 25 years, the amounts to receive will be definitively incorporated into the Union’s assets.
Despite the transfer to the treasure, the statistics will continue to be updated, with the inclusion of data that were outdated. The January data, third month after the transfer of money to the Treasury, will only be presented in early March.
Regarding the number of beneficiaries, until the end of December, 27,843,566 account holders had redeemed values. Although the brand exceeds 27 million, this represents only 36.26% of the total of 76,796,085 account holders included in the list since the beginning of the program in February 2022.
Among those who have taken values until the end of December, 25,625,539 are individuals and 2,218,027, legal entities. Among those who have not yet made the rescue, 45,040,100 are individuals and 3,912,419, legal entities.
Most people and companies that did not withdraw are entitled to small amounts. The amounts receiving of up to R $ 10 concentrate 65.26% of the beneficiaries. The values between R $ 10.01 and R $ 100 correspond to 23.38% of account holders. The amounts between R $ 100.01 and R $ 1,000 represent 9.64% of customers. Only 1.72% is entitled to receive more than $ 1,000.
After airing for almost a year, SVR was reopened in March 2023, with new sources of resources, a new scheduling system and the possibility of redemption of deceased people. The withdrawals were interrupted after the transfer of forgotten values to the National Treasury.
The transfer to the treasure occurred to compensate for the extension of payroll exemption by 2027. The approximately R $ 9 billion will compose the R $ 55 billion that will enter the government’s cash to fund the extent of the benefit, but the decision will be up to the Supreme Court (STF), which will judge an action that questions the constitutionality of the return to the Treasury .
Enhancement
Since September, BC has enabled companies to consult values at SVR. The rescue, however, could not be done by the system, with the legal representative of the closed company sending the necessary documentation to the financial institution.
As the company with inactive CNPJ has no digital certificate, access was not possible before. This is because consultations to SVR are made exclusively through the Gov.br account.
Now the legal representative can enter SVR with the Personal Account Gov.br (gold or silver type) and sign a liability term to consult the values. The applied solution is similar to access to the consultation of deceased people.
Sources of resources
In 2023, forgotten sources of forgotten resources that were not in the 2022 lots were included. Pre or post payable payment accounts were added, registration accounts maintained by brokerage and distributors closed and other resources available in the return institutions.
In addition to these sources, SVR encompasses the following values, already available for withdrawals last year. They are as follows: current accounts or savings closed; capital quotas and apportionment of net leftovers from former credit cooperative participants; Unqualified resources of closed consortium groups; unduly charged rates; and installments or expenses of credit operations improperly charged.
Scam
The Central Bank advises the account holder to be careful with stupid They claim to intermediate for alleged ransom of forgotten values, even with the interruption of withdrawals. The agency points out that all values services receivable are completely free, which does not send links nor contact us to address values receivable or confirm personal data.
The BC also clarifies that only the financial institution that appears in the consultation of the Value System receivable can contact the citizen. The agency also asks no citizen to provide passwords and clarifies that no one is allowed to make such a type of request.
