Buying a car is one of the first investments that people make, either by necessity to shorten distances or because we deserve it. However, having a car not only limited has to buy it, but there are a number of responsibilities and commitments that it will entail.
Therefore, it is important to make an informed purchase. For example, an investment for our not less important vehicle is the purchase of a vehicular insurancethat goes beyond the acquisition of the mandatory traffic accident insurance (SOAT).
In this regard, Andrés Uribe, director of Finance, Investments and Treasury of Mapfre, details the importance of acquiring vehicular insurance.
Coverage
According to the expert there are three types of coverage or protections provided by vehicular insurance:
1. Damage coverage: insurance covers the damage or losses of the vehicle due to accidents, robberies, fires, among others.
2. Protection against third parties: Insurance protects against claims from third parties in case of accidents or damage caused by the vehicle.
3. Accident protection: vehicular insurance provides security and protection for you and your loved ones through medical assistance in case of an accident.
Benefits
1. Reduce stress: know that you are protected in case of an accident or loss of the vehicle reduces stress and anxiety.
2. Road assistance: Many vehicular insurance offer road assistance in case of emergencies.
3. Vehicle replacement: Some insurance offers vehicle replacement in case of total loss.
4. Discounts and promotions: Many insurance companies offer discounts and promotions for loyal customers or for those who meet certain requirements.
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