He financial market Peruvian presents a diverse range of investment options. However, among these there are tools with different levels of risk and profitability, so, before opting for any, it is necessary to inform yourself and carry out a thorough evaluation.
In this framework, if the objective is to invest savings or surplus money safely and without suffering losses, time deposits are presented as one of the best alternatives.
“The fixed-term deposit is one of the safest investment options in the Peruvian market, as it allows citizens to put their savings to work at a fixed rate for a certain period, with guaranteed results,” said Jorge Siu, Administration Manager. and Finance of Los Andes.
This instrument is a predictable and reliable tool, which allows you to maximize the return on savings/capital with stability and foresight, which is essential for planning a financial future.
Characteristics of the fixed term deposit:
- Guaranteed return: Due to its safe and predictable nature, you will be able to obtain a fixed return.
- Flexibility in terms: From short-term options to longer periods, fixed-term deposits allow you to adjust to individual financial goals.
- Competitive rate: Due to their nature, fixed-term deposits offer a higher rate than other savings/investment instruments, as long as the money is kept in an account for the committed time.
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