In Chile, those who find themselves without job They have the option of accessing various bonuses and benefits that offer financial support while they look for a new job opportunity. These bonuses are designed to alleviate the economic burden in difficult times, but it is important to know the requirements to be able to apply for them.
What is Unemployment Insurance?
He Unemployment Insurance It is one of the best-known benefits and is intended to protect those who have lost their job, whether due to dismissal, resignation or termination of contract. This insurance offers financial support, as well as health and pension benefits. To access, it is necessary to meet certain requirements, such as having at least 10 previous quotes if you had a permanent contract, or 5 if it was a fixed-term contract. The request can be made through the virtual branch of the Unemployment Fund Administrator (AFC) or at its offices.
What happens if the Unemployment Insurance resources are exhausted?
In case the money in the Individual Unemployment Account ends, or if you do not have sufficient resources when you lose your job, there is the Solidarity Unemployment Fund (FCS). This benefit offers additional financial support, as long as certain requirements are met, such as being unemployed at the time of application and having paid at least 10 contributions in the 24 months prior to dismissal. Additionally, the last three contributions must have been with the same employer.
What is Unemployment Allowance?
For those people who do not qualify for the Unemployment Insurancethe Unemployment Subsidy is presented as an alternative. This subsidy, managed by the Social Security Institute (IPS) and the compensation funds, is granted for a maximum of 360 days. Apart from financial support, it also includes benefits such as free medical care and family allowances. The application process is carried out directly at the IPS or at the corresponding compensation fund.
How does the National Employment Exchange help?
Although it is not a bond Directly, the National Employment Exchange (BNE) is an important tool for those who are unemployed. This online platform allows you to search for job offers in both public and private institutions. Furthermore, being registered with the BNE is a requirement to access the Solidarity Unemployment Fund, as it demonstrates that the person is actively looking for employment.
What are the general requirements for these benefits?
In general, to access these benefits it is necessary to meet certain requirementssuch as having contributed for a minimum period, being registered in the National Employment Exchange and having lost employment under specific circumstances. In addition, some bonuses require that the applicant be unemployed at the time of applying, which reinforces the idea that these supports are intended for those who really need it.
