Every year, the banks In Chile they publish a list of bank debts, which includes the names of people who have forgotten money in their accounts. This money can be claimed by the holders, who are often unaware that they have amounts in their favor. The publication of this information is mandatory under the General Banking Law, which requires financial entities to disclose this data to the Financial Market Commission (CMF).
According to the regulations, banks must report any deposit, deposit or other type of credit that has not registered movement in a period of two years. This information is published both in the Official Gazette and in the CMF, allowing the owners of these funds to verify if they have money pending for charge. This measure seeks to guarantee transparency and facilitate access to forgotten funds.
The deadline to claim these debts is three years from the publication of the payroll, which is carried out annually on January 31. If the funds are not claimed within that period, the money is transferred to the National Board of Firefighters of Chile, as established by law. This process ensures that unclaimed amounts have a public use for the benefit of the community.
By 2024, the CMF reported that there are 211,604 bank debts for a total accumulated amount of $104,908,830,721. This figure reflects the amount of money that remains unclaimed by its owners and that could be waiting to be recovered. It is a reminder of the importance of regularly reviewing bank accounts and other debts.
If you want to know if you have money pending receivableyou can enter your name on the CMF platform. Through a simple search process, it is possible to verify if your name appears on the list of debts. You just need to write your name in the corresponding field and click on the “search credits” button to obtain the results.
