The Ministry of Housing and Urban Planning (Minvu) of Chile, in its constant effort to improve access to housing for the most vulnerable sectors of the country, has launched the Subsidy DS49. This benefit aims to facilitate the acquisition, construction or rehabilitation of family homes, with significant financial support. With an amount that exceeds $12,430,000 Chilean pesos, it is a key tool for low-income families to access decent housing.
So you can access
He Subsidy DS49 is aimed at people who belong to the 40% with the highest socioeconomic vulnerability, according to the Social Household Registry (RSH). The subsidy has a base of 314 Unidades de Fomento (UF), which in monetary terms represents a sufficient amount to contribute significantly to housing costs. Applications are open until November 21, 2024, for construction projects on new land. There are two main modalities: assisted self-construction and industrialization, which offers significant flexibility to adapt to the needs of applicant families.
To access the Subsidy DS49, it is necessary to meet five key requirements, firstly, you must be of legal age and have a valid Chilean identity card, in addition, the applicant must be within 40% of social vulnerability, according to the data recorded in the Registry. Social of Homes, a family group must also be accredited within the same registry, since it is not possible to apply individually, which guarantees that the subsidy is intended for households and not for single people.
The fourth requirement is to have a home savings account, with a minimum balance of 10 UF, which is equivalent to approximately $395,943 Chilean pesos. This savings is essential to demonstrate the applicant’s commitment to the process of acquiring or constructing their home. Finally, it is essential to contact a sponsoring entity that has an agreement with Minvu to manage the subsidywhich ensures a process of adequate technical support and advice throughout the entire process.
The application process for the Subsidy DS49 is relatively simple if the above requirements are met. First, it is important to open a specific savings account for your home, a step that can be done at any authorized financial institution. Then, you should review the dates of the Minvu calls, since they are essential to submit the application on time. In addition, it is crucial to ensure that you are classified in the required socioeconomic bracket in the Social Household Registry.
Once these steps have been completed, the applicant must contact a sponsoring entity that will collaborate in the management of the housing project. These entities are accredited by Minvu to assist families in the application process for the subsidywhich includes the collection of documents, technical advice and the formal presentation of the application.
