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August 24, 2024
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Learn how to apply for a loan to study

Crédito

In order for a person to cover the entirety or complete payment of their studies, the financial institutions offer credits that suit your needs.

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For example, the BCP has an option that provides financing of up to 100% of the cost of postgraduate, master’s or specialization degrees in local and foreign institutions. To qualify, you need, among other things, to have an individual income of S/1,500 and have a letter of acceptance from the educational institution to which you are applying.

Meanwhile, the BBVA has a financial instrument that also provides loans for postgraduate studies, diplomas, doctorates, among others. The minimum amount granted is US$1,000, but a demonstrable net income of S/2,400 (or its equivalent in dollars) is required.

Interbankfor its part, offers a similar alternative to cover 100% of postgraduate studies, in which it provides up to 60 months to pay the installments. Among the requirements requested is to be between 25 and 71 years of age. For amounts less than US$30,000, a guarantor is required, but for larger amounts, financial support is required.

For its part, Banbif provides a loan to study for a master’s degree in Peru or abroad. To apply for this loan, you need a certificate of acceptance from the educational institution, a proforma of study costs, with the amount and disbursement dates, proof of income according to the client’s category, among others.

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He Bank of the Nation It also offers the Multired Loan for Studies with an annual effective cost rate (TCEA) of 11.58%, which finances from S/300 to 100% of the program chosen at universities that have an agreement with this entity. Here you need to have a Multired debit card.

DATA

-In September, the National Scholarship and Educational Loan Program (Pronabec) will launch a new loan for studying that will not be aimed only at students living in poverty or extreme poverty.

-In order to apply for student loans from banks, you have to go to the websites of each entity.

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