Brazilians have yet to withdraw R$8.5 billion in funds forgotten in the financial system by the end of June, according to data released this Wednesday (7) by the Central Bank (BC). So far, the System of Receivables (SVR) has returned R$7.4 billion, out of a total of R$15.9 billion made available by financial institutions.
The SVR is a Central Bank service where citizens can check whether they, their company or a deceased person have money forgotten in a bank, consortium or other institution and, if so, find out how to request the amount. To have access to resources of deceased persons, it is necessary to be an heir, executor, executor or legal representative.
SVR statistics are released with a two-month delay. In terms of the number of beneficiaries, by the end of June, 21,655,768 account holders had withdrawn funds, less than half of the total of 66,362,955 account holders included in the list since the start of the program in February 2022.
Among those who have already withdrawn amounts, 20,146,702 are individuals and 1,509,066 are legal entities. Among those who have not yet withdrawn, 41,285,530 are individuals and 3,421,657 are legal entities.
Most individuals and companies who have not yet made a withdrawal are entitled to small amounts. Amounts up to R$10 account for 63.1% of beneficiaries. Amounts between R$10.01 and R$100 account for 25.06% of account holders. Amounts between R$100.01 and R$1,000 account for 10.04% of customers. Only 1.8% are entitled to receive more than R$1,000.
In June, R$268 million were withdrawn, a reduction compared to the previous month, when R$328 million had been withdrawn.
The SVR includes amounts available in closed checking or savings accounts; capital quotas and distribution of net surpluses of former credit union participants; unsought resources from closed consortium groups; fees charged unduly; installments or expenses of credit operations charged unduly; closed pre- or post-paid payment accounts, registered accounts held by closed brokers and distributors and other resources available in the institutions for return.
Alerts
The Central Bank warns account holders to be careful of scams by fraudsters who claim to be intermediaries for supposedly recovering forgotten amounts. The agency emphasizes that all Valores a Receber services are completely free, and that it does not send links or contact anyone to discuss amounts to be received or to confirm personal data.
The BC also clarifies that only the financial institution that appears in the Amounts Receivable System query can contact the citizen. The agency also asks that no citizen provide passwords and clarifies that no one is authorized to make this type of request.
