In Chile, seniors have found an efficient way to simplify their payments by using debit cards, specifically through the Rut account BancoEstado. The entity has implemented an additional and free benefit aimed at adults over 65 years of age.
This special benefit is designed to reduce costs associated with transactions banking, an important aspect for those on a limited budget. According to Banco Estado on its official website, adults over 65 years of age can enjoy a fee waiver on certain transactions, thus alleviating the financial burden that these can represent.
A highlight of this benefit is the elimination of the cost for the first three fund transfers to other banks made each month. While customers of Rut account Generally, they must pay $300 per transaction when transferring funds to other banks, and those over 65 are exempt from this fee for the first three monthly transfers. Starting with the fourth transfer, they will have to pay the standard cost, but this initial relief is significant for many.
In addition to the transactions Banco Estado offers a series of transactions free of charge for all RUT Account users. These include all fund transfers between Banco Estado accounts through the App or Online Banking, withdrawals at Banco Estado ATMs, withdrawals at branches and CajaVecina locations, and balance inquiries and statement requests at multiple access points.
Also, the replacement of the card Rut account It is free in cases of deterioration, migration to a chip card or expiration, as long as the previous card is presented. Finally, all purchases made with RedCompra, Compraquí and WebPay are also free of charge. In addition, by using RedCompra, users can request change from participating merchants at no additional cost.
