Did they say NO to your credit application? “Find your financial match”, these are the statements of the Experian campaign that drives its customers and new users to access their credit report My Sentinelor that of third parties, to make business insurance and make informed decisions based on reliable information.
“Fall in love with the experience of doing safe business”
The credit report is a simple tool that allows the user to know their activity record, credit history and payment history, which makes it easier for financial entities, such as savings banks, banks or other service companies to offer you better financial products and credits.
LOOK: Five tips to incorporate the “entrepreneurial gene” in a company
In relation to this, there is the credit score, which is the result of the current and past credit behavior of a person or organization, in such a way that, if the payments of financial obligations are made on time, the result will be a credit score. more attractive.
“3 keys to match this February 14”
Experian shares 3 specific keys so that this February, you can match:
- Be punctual and do not forget your payment dates: making your payments on time, without delays, will result in a good credit behavior with respect to the financial commitments acquired, which allows your credit score to be higher. A handy way to schedule your payments is to auto-debit so your accounts are always up to date, or to write down your payment dates on a calendar.
- List your expenses: In a physical or digital notebook, detail all your daily consumption by entering the date they were made and the amount, so that at the end of the month you can see a comparison of the expenses generated from day to day.
- Avoid making unnecessary purchases: It is advisable to analyze each situation and evaluate if it is really necessary to make that expense. Request a loan or finance the payment in installments if strictly necessary. This payment commitment will be directly linked to your credit profile and if you are not sure that you can pay it, it is better that you do not assume this responsibility.
These are the key tools to make informed financial decisions, especially before lending, renting, doing business or accessing credit.
