As of this Monday (24), any citizen can check if they have amounts receivable from financial institutions. The Registrato, a system of the Central Bank (BC) that provides an extract of a person’s information with financial institutions, opened a functionality for the user to check if he is entitled to resources.
So far, the registration it only allowed consultations on debts (opened or settled), opening of bank accounts (active or inactive) and remittances of money abroad. According to the BC, there are around R$8 billion sitting in banks and other financial institutions, waiting to be withdrawn.
To recover the resources, the citizen can ask for the ransom in two ways. The first will be directly via Pix in the account indicated in the Registrato, if the institution has adhered to a specific term with the BC. In other cases, the beneficiary will inform the contact details in the system, and the institution the means of payment or transfer.
phases
In the first phase of the service, the Registrar will disclose BRL 3.9 billion that can be returned as a result of closed and not withdrawn checking or savings accounts, undue collection of fees or credit obligations with a Term of Commitment signed with the BC, quotas of capital and apportionment of net surplus of members of extinct credit unions and consortium groups.
Throughout the year, the BC intends to expand the consultation for the return of amounts resulting from fees or credit obligations unduly charged not provided for in the Term of Commitment, prepaid and postpaid payment accounts closed and with available balance, accounts closed in brokers and distributors of securities and other situations that result in values to be returned recognized by financial institutions.
According to the BC, the data and values provided in the Registrato are the responsibility of the financial institutions themselves. In some cases, the balances receivable may be of small value, but the agency guides the citizen to withdraw the money that belongs to him in a simple and agile way, through the new service.
