The districts of MirafloresJesús María, San Borja and Magdalena del Mar lead the dynamism of the real estate sector, which has not slowed down despite the increases applied by the Central Reserve Bank (BCR) to its interest rate in recent months, said the manager commercial of Urbana Peru, Humberto Marín.
It should be noted that last week the issuing entity raised its reference rate from 7% to 7.25%, with which it reaches a new maximum historical level, after 16 months of consecutive increases.
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“Although it is true that the situation pauses purchase decisions a bit, unsatisfied demand is still high and reaches 99,000 units in Lima and Callao,” accurate.
Humberto Marín explained that this scenario allows that, despite the situation that registers an increase in rates and an increase in the price of housing, people can still make a purchase decision.
He stressed that such decision-making is strengthened by short-term financial factors, such as the withdrawal of 4 UIT from pension funds and access to CTS deposits until 2023.
home sales
In this context, the specialist predicted that home sales in Lima and Callao will close this year at 16,000 units, a level higher than that reached in 2021 (14,000) and above the pre-pandemic average (13,500).
“This year the sale of one or two-bedroom homes is becoming massive, the same ones that are being taken by young couples. This segment is prioritizing location and quick access to work centers, educational establishments and places of recreation”, I note.
Which districts have led the sale of real estate?
Along these lines, Humberto Marín highlighted that the districts that have led the sale of housing in the capital are Miraflores, Jesús María, San Borja and Magdalena del Mar.
“These districts are presenting the highest number of placements due to the level of green areas they present and the quick access they offer. In the case of Miraflores, for example, the decrease in construction parameters is driving the sale”, Indian.
At another time, the specialist pointed out that the COVID-19 pandemic has changed the demands of potential buyers.
“Today they demand more space for green areas, bicycle parking, areas for pets and home offices, good distribution of terraces and balconies, and ample ventilation”, pointed out.