New Mivivienda Credit: Requirements, amounts and how to access the Green Bond

The Mivivienda Verde Bonus reached 2,775 people between July and September of this year, in order to facilitate the purchase of an eco-friendly home through the New Mivivienda Credit.

This figure is the highest achieved in that period since its creation, and required a disbursement of S/ 14.9 million.

This economic aid is for those who buy a property with an eco-sustainability certificate, which benefits in saving services such as water and electricity. But how can I apply and what are the requirements? Here we tell you.

LOOK: New Mivivienda Credit: These are the steps to follow to be a beneficiary of the Green Bond

Which are the requirements?

To access this benefit you must meet the following requirements:

Be of age.
Be qualified as a subject of credit by a financial entity through which you will be provided with the facilities to acquire your new home.
Not be the owner of another house nationwide.
Not having received other housing support from the State.

How to apply for the Green Bond?

Select your home in a certified project.
Go to a financial institution to assess your ability to pay.
Do not forget that you must apply with the New Mivivienda Credit or Own Roof Program so that you can benefit from more discounts thanks to the Good Payer Bonus or Housing Family Bonus.

In which financial institutions can I apply?

Edpyme miCasita
Financial bank
interbank
Effective Financial
Credit Bank of Peru (BCP)
BanBif
BBVA Continental
Bank of Commerce
Financial TFC

How much is the value of the Green Bond?

The value of this benefit is S/ 5,400 and is applicable to the property acquired by the Ministry of Housing, Construction and Sanitation through the New MiVivienda Credit.

In this way, it allows the citizen to pay a higher initial fee for the purchase of the property, since it is added to the Good Payer Bonus.

In this sense, you can acquire financial aid that ranges between S/ 16,200 and S/ 31,100. Below is the table of bonuses.