Coophuman cooperativea digital credit surety company, will increase its field of action as it plans to establish alliances with cajfamily compensation ace that provide lines of loans to their members.
(Coophumana will be the first 100% fintech cooperative in Colombia).
The cooperative, which is celebrating 10 years in the surety market, that is, it supports clients as co-signer in entities that originate credit, has advanced with digital services to speed up the allocation and disbursement process.
According to Luisa Martino, commercial manager of Coophumana, progress has been made in aspects such as a club of benefits for those who are bonded, since there are 65 brands in different sectors, in addition to a loyalty channel and that ultimately seeks not to have a co-signer and generate that benefit to those who cannot find someone to support a loan.
The board said that since April 2020 the model of granting bail in a 100% digital way has been consolidated, “a factor that helped us stay operational during the pandemic,” he said.
(Nanocredit: the weapon to end the ‘drop by drop’).
It must be remembered that Coophumana does not serve people directly, because what it does is alliances with credit originators to offer them the portfolio risk support solutionso that customers can access credit without the requirement to support the obligations required by entities.
In this sense, said the commercial manager of Coophumana, there are 25 alliances with entities such as employee funds, cooperatives, fintech, payroll operators and Combarranquilla.
So far, 90,000 credits have been secured.
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