The credit union fincomercio revealed the behavior that Colombian couples have in relation to money. ANDthese Data were the result of a series of surveys carried out through social networks.
These revealed that couples in the country have a tendency to manage their finances separately than togetherboth in bank movements, debts, products and expenses.
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Regarding the debts, the organization indicated that the “75% indicated that each one manages their debts and 25% do it together”, while regarding the bond of couples having money as a condition, it was found that 93% of couples would divorce due to differences in money management.
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“According to our survey, the well-known saying when money runs out, love goes out the window is absolutely true, because according to the responses of Colombians, what is mine is yours and what is yours is mine. I share 3 facts: 93% believe that managing money differently is a reason to divorce or end the relationship. 75% manage their finances separately and 49% confessed to feeling mistrust when lending their credit card to their partner. The foregoing shows that talking openly about money with your partner is something that most Colombians do not know how to do and shows us the importance of working in that direction.”, affirmed Michael Rodríguez, director of communications of Fincomercio.
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Likewise, it was also found that the savings culture of each member of the couples is a generality. “When asked how Colombian couples are saving to travel, do projects and invest, they are implementing 2 options according to their budget. Strata 1, 2 and 3 bet on saving an average of $50,000 per month, achieving a minimum savings of $100,000 between the two, while strata 4 to 6 use a savings plan that we call “Savings” with an average of $250,000 individually that add up to $500,000 as a couple and is perfect for achieving big goals in short periods. In either case with excellent rates of return”, mentioned Rodriguez.
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