The Social Security Institute (IPS), in collaboration with the State, offers a series of economic aids aimed at different segments of the population. One of the most notable benefits for senior citizens is a bond called Widow’s Pension, a crucial contribution for those who have lost their spouse and which is available under certain conditions.
The bonus and its requirements
This bond is intended for older adults who have been widowed by their partner, provided that the deceased spouse was registered in the old distribution system. The amount of the Widow’s Pension can reach up to 104,042 pesos, which represents between 50% and 60% of the deceased’s base pension, depending on the circumstances.
For those who wish to apply for this pension remotely, the process is simple. First, they must access the ChileAtiende website. In the corresponding section, they select the option “Apply for pension” and enter their RUN to continue. Then, they must click on “Enter” through IPS en Línea and select the option “Widow’s pension”, accessing with their ClaveÚnica, so they can find their bond.
For those who prefer to carry out the procedure in person, they must gather all the necessary documentation and go to the nearest ChileAtiende branch. Upon arrival, they will inform the staff about their purpose and present the required documentation, following the instructions to complete the process and thus receive the bond.
In order to access the Widow’s Pension, applicants must meet several requirements. In the event that the deceased spouse was paying contributions or receiving a partial disability pension, the marriage must have been celebrated at least six months before the death. If the spouse was receiving an old-age or total disability pension, the marriage must have lasted at least three years before the death. However, this requirement for obtaining the pension is not valid. bond It is made more flexible if the couple had minor children, if the widow was pregnant or if the death occurred due to a non-work-related accident.
Another important condition is that the deceased spouse must have registered at least 401 weeks of contributions to the pension system. In addition, the cause of death must not be related to an accident at work or an occupational disease. In the event that the applicant for the pension bond If you are a man, you must have been declared disabled by the Commission for Preventive Medicine and Disability (COMPIN) and prove that you were financially dependent on your deceased wife.
